In order to use production payment methods with Google Pay (including UCP on
Google AI surfaces), you need a [Google Pay \& Wallet
Console](https://pay.google.com/business/console/) merchant account.

> [!NOTE]
> **Note:** Including Google Pay as a checkout option on your website or Android app is optional. If you already have a Google Pay merchant account, you can reuse it for UCP. If you don't have an account, use the following instructions to create one.

## Set up Google Pay \& Wallet Console account

1. Create a **Merchant** type business account in [Google Pay \& Wallet
   Console](https://pay.google.com/business/console/).

2. Provide [required information about your
   business](https://support.google.com/console/answer/10877772) in Google Pay
   \& Wallet Console.

3. Determine whether you are using a payment services provider (PSP)
   **Gateway** integration (preferred) or **Direct** integration.

### Gateway integration

1. In Google Pay \& Wallet Console, go to the **Google Pay API** page. In the
   **Add an integration** section, click **Web Integration**.

2. Review and accept the [Google Pay Terms of
   Service](https://payments.developers.google.com/terms/sellertos) when
   prompted.

   > [!NOTE]
   > **Note:** You do NOT need to add a domain after accepting Terms of Service unless you are also using Google Pay API on your own website. Google Pay for UCP renders directly on Google Search AI Mode and Gemini.

### Direct integration

1. Click **Direct Integration** in the **Add an integration** section of the **Google Pay API** page in Google Pay \& Wallet Console.
2. Upload **PCI attestation**.
3. Provide **Public Key** in the required [encryption public key
   format](https://developers.google.com/pay/api/web/guides/resources/payment-data-cryptography#public-key-format).
   1. Your configuration will show as *Not Submitted*; this is expected.
4. Notify your Google representative you have completed setup, providing your Google Pay \& Wallet Console **Merchant ID** found on the **Dashboard** page.
5. Wait for Google to approve your Direct integration.

## Learn more about Google Pay setup and features

The [Google Pay \& Wallet Console Help
Center](https://support.google.com/console/answer/10914884) and [Google Pay for
Payments developer site](https://developers.google.com/pay/api) provide additional information about setting
up Google Pay integrations for your websites and apps, managing account users,
and contacting support.